DISABILITY BENEFITS • SSDI / SSI

Secure Your Benefits: Get Paid for Your Disability Today!

Expert Guidance, Maximum Results. Check your eligibility for SSDI/SSI monthly benefits, back pay, and Medicare/Medicaid support — fast and confidential.

Takes less than 2 minutes • No upfront cost • 100% confidential

Eligible individuals can receive approximately $1,000–$3,800 per month*

Physical disability

Chronic illness

Hearing loss

Chronic pain

Cancer

Immune disease

Respiratory illness

*Amounts vary by earnings record and SSA rules.

What SSDI May Provide

Monthly Disability Income

Benefit amount is tied to your lifetime covered earnings.

Back Pay

Past-due benefits may be paid for eligible months after waiting periods.

Medicare (after entitlement)

Most SSDI beneficiaries qualify for Medicare after a set duration.

Family Benefits

Spouses/children may receive auxiliary benefits up to a family maximum.

Program details change; consult current SSA guidance for exact rules.

About SSDI (Social Security Disability Insurance)

Social Security Disability Insurance is a federal insurance program that replaces part of a worker’s income when a medically determinable condition prevents substantial gainful activity for at least 12 months or is expected to result in death. SSDI is funded by payroll (FICA) taxes—if you paid into Social Security and meet medical and technical rules, you may qualify. Benefit amounts are tied to your prior covered earnings.

How SSDI Works

The Social Security Administration (SSA) evaluates whether your condition prevents substantial gainful activity (SGA) and is expected to last at least 12 months or result in death. SSDI is not needs-based; your eligibility is linked to your work record and the Social Security taxes you’ve paid.

Your monthly benefit is calculated from your earnings history using formulas that produce a Primary Insurance Amount (PIA). Payments generally receive annual cost-of-living adjustments (COLA).

Timing & Back Pay

SSDI has a five-month waiting period after your disability onset date. If you’re approved, SSA may pay past-due benefits (back pay) for eligible months and, in some cases, up to 12 months of retroactive benefits if your disability began before you applied.

Health Coverage

Most SSDI beneficiaries become eligible for Medicare after 24 months of entitlement. The timing can differ in limited circumstances set by federal law.

Work Incentives

SSA provides work incentives such as a Trial Work Period and an Extended Period of Eligibility. These rules allow limited test-work without immediately ending benefits, subject to SGA limits and reporting requirements.

Reviews & Other Programs

SSDI cases are periodically reviewed through Continuing Disability Reviews (CDRs). SSDI is distinct from Supplemental Security Income (SSI), which is a needs-based program with different financial rules.

Key Facts at a Glance

Funded by payroll (FICA) taxes; not a needs-based program

Medical standard: unable to perform SGA for ≥ 12 months

Amount based on prior covered earnings (AIME/PIA formulas)

Five-month waiting period; possible back pay & up to 12 months retroactivity

Medicare eligibility usually begins after 24 months of entitlement

Work incentives may allow limited work attempts without immediate loss of benefits

Periodic Continuing Disability Reviews (CDRs) apply

This summary is general information and doesn’t cover every exception. Always refer to current SSA guidance for the latest rules.

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About SSDI (Social Security Disability Insurance)

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Are you currently receiving Social Security Disability Benefits?

Do you expect to be out of work for at least a year?

Have you worked for at least 5 of the last 10 years?

Are you receiving treatment from a doctor?

When did the injury occur?

Date of Birth

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Expect a call from a representative in the next 24-48 hours to discuss the details.Be sure to answer when they call, as missing this opportunity may delay your eligibility.

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